The origins of the mortgage loan Mortgage loan is not a financing solution born in Italy, it was conceived in Great Britain: it is here, in fact, that they were proposed for the first time in the late 90s of the last century, as equity release or as lifetime mortgage. Since they appeared, lifetime mortgage loans have expanded and spread […]
Mortgage loan: general concept This formula for access to credit is aimed at those who are already over 60 years old. Its usefulness emerges when comparing the common forms of access to credit for individuals, where the age of an applicant (or guarantor) over 60 is considered a penalizing condition. This loan is proportional to the value of a first […]
Definition Loan whose guarantee is based on a mortgage. Mortgage credit is generally used to finance a real estate acquisition or to carry out work. Since the March 23, 2006 surety reform and the introduction of the rechargeable mortgage, it is possible to use it to secure several successive loans . The different varieties of mortgages The contract that binds […]